02-04-2021, 07:44 PM
Today I understood again why banks have no future...
<!-- SC_OFF --><div class="md"><p>tl;dr - I sent $6,500 using bank. They charged $50, they kept the money 10 days. They said they couldn't find the bank account (which I send money regularly). They returned my money after 10 days but didn't refund the $50 fee.</p> <p>what happened: </p> <p>10 days ago I wanted to send some money to my broker in the US ($6500)</p> <p>I have been sending swift payments for years, and as usual I entered information and sent. They said it should take 1 to 3 days (lol, why? but okay.). I also paid $35 fees for this slow process.</p> <p>3 days later, someone from my bank called and said intermediatery bank couldn't find the bank account and they need me to send a handwritten signed document telling them where to send money. They said it is okay if I take a photo of the paper and send them. </p> <p>I wrote one and sent. They called back and said it is too long. I only need to write bank name and account. I wrote another one and sent. </p> <p>5 more days passed. I called the bank like 10 times and they answered only 1 time. They said they are looking into it but it can take up to 1 month as it takes time to manually review. </p> <p>10 days from initial Swift, they returned money. But, not only they kept original 35 dollars fees but also cut another 15 dollars. So total $50 in fees. They didn't do the work I paid them to do and kept my money for 10 days. </p> <p>So how are they supposed to be the future? In what world they can charge for something that they don't provide? How can they hold my money 10 days? </p> <p>I am sure all of us can relate to this. Future is bright for De-Fi. F*ck banks.</p> </div><!-- SC_ON --> submitted by <a href="https://www.reddit.com/user/eneskaraboga"> /u/eneskaraboga </a> <br/> <span><a href="https://www.reddit.com/r/CryptoCurrency/comments/lcei5r/today_i_understood_again_why_banks_have_no_future/">[link]</a></span> <span><a href="https://www.reddit.com/r/CryptoCurrency/comments/lcei5r/today_i_understood_again_why_banks_have_no_future/">[comments]</a></span>Kind Regards R
<!-- SC_OFF --><div class="md"><p>tl;dr - I sent $6,500 using bank. They charged $50, they kept the money 10 days. They said they couldn't find the bank account (which I send money regularly). They returned my money after 10 days but didn't refund the $50 fee.</p> <p>what happened: </p> <p>10 days ago I wanted to send some money to my broker in the US ($6500)</p> <p>I have been sending swift payments for years, and as usual I entered information and sent. They said it should take 1 to 3 days (lol, why? but okay.). I also paid $35 fees for this slow process.</p> <p>3 days later, someone from my bank called and said intermediatery bank couldn't find the bank account and they need me to send a handwritten signed document telling them where to send money. They said it is okay if I take a photo of the paper and send them. </p> <p>I wrote one and sent. They called back and said it is too long. I only need to write bank name and account. I wrote another one and sent. </p> <p>5 more days passed. I called the bank like 10 times and they answered only 1 time. They said they are looking into it but it can take up to 1 month as it takes time to manually review. </p> <p>10 days from initial Swift, they returned money. But, not only they kept original 35 dollars fees but also cut another 15 dollars. So total $50 in fees. They didn't do the work I paid them to do and kept my money for 10 days. </p> <p>So how are they supposed to be the future? In what world they can charge for something that they don't provide? How can they hold my money 10 days? </p> <p>I am sure all of us can relate to this. Future is bright for De-Fi. F*ck banks.</p> </div><!-- SC_ON --> submitted by <a href="https://www.reddit.com/user/eneskaraboga"> /u/eneskaraboga </a> <br/> <span><a href="https://www.reddit.com/r/CryptoCurrency/comments/lcei5r/today_i_understood_again_why_banks_have_no_future/">[link]</a></span> <span><a href="https://www.reddit.com/r/CryptoCurrency/comments/lcei5r/today_i_understood_again_why_banks_have_no_future/">[comments]</a></span>Kind Regards R