08-01-2021, 11:08 PM
Why do people keep mentioning boglehead 3 fund portfolio?
<!-- SC_OFF --><div class="md"><p>Every time I hear someone mention about building a hands off portfolio or they don't know anything about investing.... someone always mentions the boglehead 3 fund portfolio. Unless you have your money in a target dated fund, do you actually know anyone who exclusively uses the 3 fund boglehead method? I don't know a single person who uses because its dated. If your telling a 20 year old that they need 20% of their investments in bonds....you need to re-examine yourself because you just gave probably the 2nd worst advice, the worst being don't invest....sure when Boglehead came up with the idea bonds were paying decent, but that hasn't been the case for going on 20 years now.......and telling ppl to put 10-20 percent in international......when its lagged behind the us markets, and even when its out preformed its hasn't done it enough to offset the years to fell behind....</p> </div><!-- SC_ON --> submitted by <a href="https://www.reddit.com/user/chopsui101"> /u/chopsui101 </a> <br/> <span><a href="https://www.reddit.com/r/investing/comments/ovvr5s/why_do_people_keep_mentioning_boglehead_3_fund/">[link]</a></span> <span><a href="https://www.reddit.com/r/investing/comments/ovvr5s/why_do_people_keep_mentioning_boglehead_3_fund/">[comments]</a></span>Kind Regards R
<!-- SC_OFF --><div class="md"><p>Every time I hear someone mention about building a hands off portfolio or they don't know anything about investing.... someone always mentions the boglehead 3 fund portfolio. Unless you have your money in a target dated fund, do you actually know anyone who exclusively uses the 3 fund boglehead method? I don't know a single person who uses because its dated. If your telling a 20 year old that they need 20% of their investments in bonds....you need to re-examine yourself because you just gave probably the 2nd worst advice, the worst being don't invest....sure when Boglehead came up with the idea bonds were paying decent, but that hasn't been the case for going on 20 years now.......and telling ppl to put 10-20 percent in international......when its lagged behind the us markets, and even when its out preformed its hasn't done it enough to offset the years to fell behind....</p> </div><!-- SC_ON --> submitted by <a href="https://www.reddit.com/user/chopsui101"> /u/chopsui101 </a> <br/> <span><a href="https://www.reddit.com/r/investing/comments/ovvr5s/why_do_people_keep_mentioning_boglehead_3_fund/">[link]</a></span> <span><a href="https://www.reddit.com/r/investing/comments/ovvr5s/why_do_people_keep_mentioning_boglehead_3_fund/">[comments]</a></span>Kind Regards R