10-06-2021, 09:49 PM
I have lost over $100,000 because I stuck with loser Target and Balanced Funds that
<!-- SC_OFF --><div class="md"><p>I have done some research and determined that if I would have just stuck with American-based stocks in Mutual Funds I would have $100,000 more money in my retirement accounts.</p> <p>Every year I kept believing that the domination of US-based stocks would end because the experts kept telling us that the tide would turn. THIS IS THE YEAR OF INTERNATIONAL STOCKS! (They told us)</p> <p>Year after year, the experts were wrong and we lost money- indirectly- by sticking with mutual funds that had the traditional 30% of its assets in international stocks.</p> <p>Here are some stats that show how poorly international stock has done in the last 20 years:</p> <p><strong>VTI (Total US Stock Market) $10,000 invested in 2002 would be $60,667 on October 1st, 2021</strong></p> <p><strong>VGTSX (Total International Stock Market) $10,000 invested in 2002, would be $36,019 on October 1, 2021</strong></p> <p>​</p> <ul> <li><strong>Isn't time that target and mutual balanced funds stop the madness of investing in international funds?</strong></li> </ul> </div><!-- SC_ON --> submitted by <a href="https://www.reddit.com/user/BunChargum"> /u/BunChargum </a> <br/> <span><a href="https://www.reddit.com/r/investing/comments/q2ktxa/i_have_lost_over_100000_because_i_stuck_with/">[link]</a></span> <span><a href="https://www.reddit.com/r/investing/comments/q2ktxa/i_have_lost_over_100000_because_i_stuck_with/">[comments]</a></span>Kind Regards R
<!-- SC_OFF --><div class="md"><p>I have done some research and determined that if I would have just stuck with American-based stocks in Mutual Funds I would have $100,000 more money in my retirement accounts.</p> <p>Every year I kept believing that the domination of US-based stocks would end because the experts kept telling us that the tide would turn. THIS IS THE YEAR OF INTERNATIONAL STOCKS! (They told us)</p> <p>Year after year, the experts were wrong and we lost money- indirectly- by sticking with mutual funds that had the traditional 30% of its assets in international stocks.</p> <p>Here are some stats that show how poorly international stock has done in the last 20 years:</p> <p><strong>VTI (Total US Stock Market) $10,000 invested in 2002 would be $60,667 on October 1st, 2021</strong></p> <p><strong>VGTSX (Total International Stock Market) $10,000 invested in 2002, would be $36,019 on October 1, 2021</strong></p> <p>​</p> <ul> <li><strong>Isn't time that target and mutual balanced funds stop the madness of investing in international funds?</strong></li> </ul> </div><!-- SC_ON --> submitted by <a href="https://www.reddit.com/user/BunChargum"> /u/BunChargum </a> <br/> <span><a href="https://www.reddit.com/r/investing/comments/q2ktxa/i_have_lost_over_100000_because_i_stuck_with/">[link]</a></span> <span><a href="https://www.reddit.com/r/investing/comments/q2ktxa/i_have_lost_over_100000_because_i_stuck_with/">[comments]</a></span>Kind Regards R