02-25-2022, 01:17 AM
My professor was right and I should have listened
<!-- SC_OFF --><div class="md"><p>A few months ago (check my post history) I posted about a comment my professor made. He said he was divesting due to increased risks, citing that he his worst year was either 00 or 01 I don’t remember where he made -2% but still beat the market big time.</p> <p>Im finishing up my BS in finance and I am kicking myself right now. It was too obvious. Inflation high, the fed had to raise rates. When rates get raised, equities suffer. I believe it is possible to make informed decisions regarding active money management. The market was a powder keg dying for a reason to go down, and of course now it has plenty (ukraine etc).</p> <p>Of course, the market will recover. It would have been nice to save some losses though. I think next time I will rely more on my education to make informed decisions. I was considering going into gold miners and banks. I should have done that.</p> <p>Thoughts/ opinions? Hedge funds are going largely into financials and abandoning tech.</p> <p>Edit: yes this goes against the <a href="/r/investing">r/investing</a> zeitgeist of buy index funds and hold forever. I apologize.</p> </div><!-- SC_ON --> submitted by <a href="https://www.reddit.com/user/EthicallyIlliterate"> /u/EthicallyIlliterate </a> <br/> <span><a href="https://www.reddit.com/r/investing/comments/t0h43w/my_professor_was_right_and_i_should_have_listened/">[link]</a></span> <span><a href="https://www.reddit.com/r/investing/comments/t0h43w/my_professor_was_right_and_i_should_have_listened/">[comments]</a></span>Kind Regards R
<!-- SC_OFF --><div class="md"><p>A few months ago (check my post history) I posted about a comment my professor made. He said he was divesting due to increased risks, citing that he his worst year was either 00 or 01 I don’t remember where he made -2% but still beat the market big time.</p> <p>Im finishing up my BS in finance and I am kicking myself right now. It was too obvious. Inflation high, the fed had to raise rates. When rates get raised, equities suffer. I believe it is possible to make informed decisions regarding active money management. The market was a powder keg dying for a reason to go down, and of course now it has plenty (ukraine etc).</p> <p>Of course, the market will recover. It would have been nice to save some losses though. I think next time I will rely more on my education to make informed decisions. I was considering going into gold miners and banks. I should have done that.</p> <p>Thoughts/ opinions? Hedge funds are going largely into financials and abandoning tech.</p> <p>Edit: yes this goes against the <a href="/r/investing">r/investing</a> zeitgeist of buy index funds and hold forever. I apologize.</p> </div><!-- SC_ON --> submitted by <a href="https://www.reddit.com/user/EthicallyIlliterate"> /u/EthicallyIlliterate </a> <br/> <span><a href="https://www.reddit.com/r/investing/comments/t0h43w/my_professor_was_right_and_i_should_have_listened/">[link]</a></span> <span><a href="https://www.reddit.com/r/investing/comments/t0h43w/my_professor_was_right_and_i_should_have_listened/">[comments]</a></span>Kind Regards R