09-20-2021, 02:38 AM
401k contribution limit between my wife and I
<!-- SC_OFF --><div class="md"><p>Hey guys, I'm new here but I have a quick question! My wife is a teacher that only makes 30k/year. I have a federal job and I also teach part time at a community college. I make about 90k between my 2 jobs. Both of my jobs offer 401k. </p> <p>Our combined limit is 39k (19.5x2). Can we put all the retirement into my 401k? Since her job doesn't offer it I was hoping we could use our combined limit in just mine</p> </div><!-- SC_ON --> submitted by <a href="https://www.reddit.com/user/Fishtale1"> /u/Fishtale1 </a> <br/> <span><a href="https://www.reddit.com/r/investing/comments/prdyq8/401k_contribution_limit_between_my_wife_and_i/">[link]</a></span> <span><a href="https://www.reddit.com/r/investing/comments/prdyq8/401k_contribution_limit_between_my_wife_and_i/">[comments]</a></span>Kind Regards R
<!-- SC_OFF --><div class="md"><p>Hey guys, I'm new here but I have a quick question! My wife is a teacher that only makes 30k/year. I have a federal job and I also teach part time at a community college. I make about 90k between my 2 jobs. Both of my jobs offer 401k. </p> <p>Our combined limit is 39k (19.5x2). Can we put all the retirement into my 401k? Since her job doesn't offer it I was hoping we could use our combined limit in just mine</p> </div><!-- SC_ON --> submitted by <a href="https://www.reddit.com/user/Fishtale1"> /u/Fishtale1 </a> <br/> <span><a href="https://www.reddit.com/r/investing/comments/prdyq8/401k_contribution_limit_between_my_wife_and_i/">[link]</a></span> <span><a href="https://www.reddit.com/r/investing/comments/prdyq8/401k_contribution_limit_between_my_wife_and_i/">[comments]</a></span>Kind Regards R