02-26-2022, 09:12 AM
FOR THOSE THAT ACTIVELY BUILT CREDIT FROM NO CREDIT HOW LONG DID IT TAKE TO GET A 70
<!-- SC_OFF --><div class="md"><p>I want to get an idea of how fast I can expect my score to increase to fund a business. If you remember, what was your credit mix. Please mention it if you had the following:</p> <ul> <li>any missed payments</li> <li>higher utilization (above 10%)</li> <li>many inquiries (above 4 over 2 years)</li> <li>was an authorized user</li> </ul> <p>Also if you used a rent reporting service to build credit did it help with credit card approvals (few credit issuers pull FICO and many FICO scores exclude rent reporting)</p> <p>​</p> <p>Which cards give the highest initial limits for Very Good/Excellent credit (+740)?</p> <p>Should I expect a higher credit from a business loans or multiple high limit credit cards?</p> </div><!-- SC_ON --> submitted by <a href="https://www.reddit.com/user/Bijan2000"> /u/Bijan2000 </a> <br/> <span><a href="https://www.reddit.com/r/investing/comments/t1kqfa/for_those_that_actively_built_credit_from_no/">[link]</a></span> <span><a href="https://www.reddit.com/r/investing/comments/t1kqfa/for_those_that_actively_built_credit_from_no/">[comments]</a></span>Kind Regards R
<!-- SC_OFF --><div class="md"><p>I want to get an idea of how fast I can expect my score to increase to fund a business. If you remember, what was your credit mix. Please mention it if you had the following:</p> <ul> <li>any missed payments</li> <li>higher utilization (above 10%)</li> <li>many inquiries (above 4 over 2 years)</li> <li>was an authorized user</li> </ul> <p>Also if you used a rent reporting service to build credit did it help with credit card approvals (few credit issuers pull FICO and many FICO scores exclude rent reporting)</p> <p>​</p> <p>Which cards give the highest initial limits for Very Good/Excellent credit (+740)?</p> <p>Should I expect a higher credit from a business loans or multiple high limit credit cards?</p> </div><!-- SC_ON --> submitted by <a href="https://www.reddit.com/user/Bijan2000"> /u/Bijan2000 </a> <br/> <span><a href="https://www.reddit.com/r/investing/comments/t1kqfa/for_those_that_actively_built_credit_from_no/">[link]</a></span> <span><a href="https://www.reddit.com/r/investing/comments/t1kqfa/for_those_that_actively_built_credit_from_no/">[comments]</a></span>Kind Regards R