04-05-2022, 10:24 PM
Is investing in ETF/ Index funds really worth it for the long term?
<!-- SC_OFF --><div class="md"><p>I’m 24 and live with my parents, and I’m in a good spot financially. No debt, and great at saving money. I have been hesitant to invest in an ETF/ Index funds for one main reason.</p> <p>Let’s say I’m to invest 100 dollars a day into funds such as VOO, VTI, or FXIAX. Essentially in roughly 27-30 years I would have invested enough money to average 100 dollars a day in passive income. My math is more than likely wrong, but I’m just using it as an example. So 100 dollars a day sounds great as passive income, but what will 3,000 dollars a month get me 30 years from now? Inflation will continue to grow, and what will become of my investment?</p> <p>Please correct me if I’m wrong, as I’m still learning about the stock market. To me it just feels a little bit pointless to invest so much, and end up getting very little in the future. It’s obviously better than letting it sit in the bank and depreciate value, but would it just be better to save my money and pursue real estate? </p> <p>Sorry if I don’t know what I’m talking about. I just want to get some input, and thoughts of others before I invest money.</p> </div><!-- SC_ON --> submitted by <a href="https://www.reddit.com/user/jmorfin4"> /u/jmorfin4 </a> <br/> <span><a href="https://www.reddit.com/r/investing/comments/tx4a9o/is_investing_in_etf_index_funds_really_worth_it/">[link]</a></span> <span><a href="https://www.reddit.com/r/investing/comments/tx4a9o/is_investing_in_etf_index_funds_really_worth_it/">[comments]</a></span>Kind Regards R
<!-- SC_OFF --><div class="md"><p>I’m 24 and live with my parents, and I’m in a good spot financially. No debt, and great at saving money. I have been hesitant to invest in an ETF/ Index funds for one main reason.</p> <p>Let’s say I’m to invest 100 dollars a day into funds such as VOO, VTI, or FXIAX. Essentially in roughly 27-30 years I would have invested enough money to average 100 dollars a day in passive income. My math is more than likely wrong, but I’m just using it as an example. So 100 dollars a day sounds great as passive income, but what will 3,000 dollars a month get me 30 years from now? Inflation will continue to grow, and what will become of my investment?</p> <p>Please correct me if I’m wrong, as I’m still learning about the stock market. To me it just feels a little bit pointless to invest so much, and end up getting very little in the future. It’s obviously better than letting it sit in the bank and depreciate value, but would it just be better to save my money and pursue real estate? </p> <p>Sorry if I don’t know what I’m talking about. I just want to get some input, and thoughts of others before I invest money.</p> </div><!-- SC_ON --> submitted by <a href="https://www.reddit.com/user/jmorfin4"> /u/jmorfin4 </a> <br/> <span><a href="https://www.reddit.com/r/investing/comments/tx4a9o/is_investing_in_etf_index_funds_really_worth_it/">[link]</a></span> <span><a href="https://www.reddit.com/r/investing/comments/tx4a9o/is_investing_in_etf_index_funds_really_worth_it/">[comments]</a></span>Kind Regards R